01
Intake
You hand over the statements exactly as you hold them — no sorting, no renaming, no templates. The engine works out the bank, the account holder and the dates on its own.
Forensic financial analysis for legal teamsForensic analysis for legal teams
The evidence engine.
FinTrace turns thousands of pages of bank statements — any bank, any format, scanned or born-digital — into structured, source-linked evidence that stands up in court.FinTrace turns thousands of bank-statement pages into structured, source-linked evidence, ready for legal review.
Thousands of pagesDecades of statementsAny bank, any currencyOne ledger
The process
Four stages. One chain of evidence.
02
Extraction
Thousands of pages collapse into one structured Excel ledger: every transaction from every account, entered, dated and reconciled in a single workbook.
03
Analysis
The engine reads for meaning, not just data — spending patterns, anomalies, and money moving between related accounts and across currencies.
04
Findings
A written findings report — every finding cited to the exact source page it came from. Human-verifiable, court-ready: evidence, not output.
The evidence, structured
Every line entered. Every line sourced.
Before anything can be proven, it has to be structured. Thousands of pages become one ledger — every line entered, categorised and reconciled, and the one that warrants attention flagged with its source page attached.
Extract — consolidated statement lines
Date
Description
Amount
Balance
Category
03 Mar 24
WOOLWORTHS 3646 CHATSWOOD
−214.63
23,965.59
Groceries04 Mar 24
TRANSFER TO J HARPER - NETBANK
−3,000.00
20,965.59
Related acct07 Mar 24
ATM WITHDRAWAL - CROWS NEST
−9,500.00
11,465.59
Cashflagged — see source, p. 214
11 Mar 24
SALARY - MERIDIAN CONSULTING
+8,412.90
19,878.49
Income18 Mar 24
SPORTSBET DEPOSIT 0645
−400.00
19,478.49
Gambling21 Mar 24
BPAY - STRATA PLAN 38254
−1,180.44
18,298.05
Property02 Apr 24
INTL TRANSFER AUD→EUR REF 8991
−28,000.00
−9,701.95
Cross-currencyClosing balance — reconciled to source13,098.05
The evidence, connected
Every account. One trail of evidence.
Bank statements show each account in isolation. The engine connects them, following the money from one account to the next — through cash, related accounts and international transfers. Every hop is dated, valued and cited to its source page.
The route, reconstructed from the extract above. The flagged withdrawal is the single crimson hop.
The evidence, matched
Same funds. Two currencies.
One match.
A transfer that changes currency is where most trails go cold. This one doesn’t: the dollars leaving Australia are matched to the euros that arrive overseas two days later, with the amount and the exchange rate reconciled on both sides.
Cross-currency match — reconstructed
Same funds, two currencies: matched automatically, with source pages cited for both sides.
Specifications
Built to withstand scrutiny.
Trust is the standard. Each capability exists so a finding can be put in front of a senior lawyer, opposing counsel — or a court — and hold.
01
Universal intake
Any bank, any order, any era of statement: scanned paper handled alongside born-digital PDFs, with no pre-sorting required.
Input
02
Structured ledger
One Excel workbook holding every transaction: file name, person, date, financial year, description, debit and credit, amount, category.
Output
03
Auto-categorisation
Every line classified — Woolworths to groceries — so the ledger is ready to filter, pivot and interrogate the day it arrives.
Analysis
04
Anomaly detection
Cash-withdrawal patterns, gambling and crypto activity and transactions that sit outside the account’s normal rhythm: flagged, not buried.
Analysis
05
Cross-account tracing
Money followed between related accounts, including cross-currency matches: Australian dollars to euros through an international transfer, reconciled line to line.
Analysis
06
Source-linked findings
A written report in which every finding traces to the exact source PDF page. Human-verifiable at every step: no hallucination risk.
Report
The outcome
Statements in. Evidence out.
1,000s
Of pages consolidated into a single ledger
Of findings cited to the exact source page
Decades
Of statements reconciled end to end
0
Software to license, install or learn
If it can’t be checked, it isn’t a finding: anything the engine asserts, a human can verify against its source page in seconds.
In the client’s words
FinTrace saved me weeks I would otherwise have spent reading bank statements line by line, freeing me to focus on the work that genuinely needed my expertise.
Nick BrookesLawyer · HFM LegalCommissioned for
For matters that hinge on the money.
The core matter type
Family law property matters
Property pools that turn on years of statements: contributions, drawings and transfers traced across every account in the pool.
In-house & institutional legal teams
Engaged per matter as a specialist provider: nothing to roll out, suited to overloaded teams with every reason to save time.
Forensic accountants & investigators
Replaces manual Excel conversion and surface-level reporting with a structured, source-linked ledger from day one.
Insolvency practitioners
Dissipated assets followed across accounts, currencies and years, with the paper trail to prove it.
Estate & financial-abuse matters
Executor misconduct and elder financial abuse, evidenced line by line and traced back to source.
Engage the service
Put the engine on your matter.
FinTrace is a specialist forensic service, engaged per matter and quoted in writing before the work begins. Send the statements; receive the ledger, the findings and the sources to back them.